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Dave Piche

Broker Associate

 

Short-Sales are Available for Home-Sellers in Distress

 APPLY BELOW

 

If any one of the following apply to you, you may be eligible for a Short Sale Approval:

1.    Are you struggling with your monthly mortgage payments for any reason what-so-ever?

2.    Do you need to sell your home, but your mortgage debt is more than your property is worth?

3.    Are you facing foreclosure?

 

A “short sale” is a transaction that allows individuals who can no longer afford their homes to sell their home in a dignified manner and avoid the embarrassment and indignity of foreclosure. Even if the total mortgage debt owed on your home exceeds the current value of your home, the short sale allows you to still sell you home, avoid the devastating impact of foreclosure on your credit history, and in many cases, avoid the remaining debt or deficiency after the sale of your home, and avoid tax consequences from the forgiven debt (up to $500,000 of forgiven debt on your home loan for Illinois taxes and up to $2 million of forgiven debt on your home for federal taxes)*.

  

These 2 Fast-Track Short Sale Programs are Available Now:

 

Program A. Home Affordable Foreclosure Alternative Program (HAFA) introduced by the federal government and implemented by over 100 lenders.

 HAFA provides the following:

                  Fast track approval of your short sale request

                  Suspension of your foreclosure sale

                  Up to $3,000 relocation cost to you, the homeowner

                  Complete satisfaction and release of your liability

                  All sales costs and commissions are paid from proceeds

 

Program B. Fast Track Short Sale Approval for Loans from Wachovia, World Savings, Golden West Financial:

 Wachovia provides the following:

                   Fast track approval of your short sale request

                   No hardship letter, no tax returns, no pay stubs will be requested

                   Credit report will show “Settled for less than owed” or "Paid as Agreed”

                   Up to $2,500 relocation cost to you, the homeowner

                   Complete satisfaction and release of your liability

                   All sales costs and commissions are paid from proceeds

 

David Piche' is a Distressed Listing Specialist, and a Realtor with a prior professional background practicing real estate law for 20+ years at the largest mortgage lending institutions. David Piche successfully closes countless short sale transactions every year and for many satisfied, relieved and grateful home-sellers.

  

Contact David NOW to schedule your FREE private short sale consultation at david.piche@gmail.com.

 

 

 

 

 

 

* We are not engaged in the practice of law nor do we give legal or tax advice. Please seek advice from appropriate legal and tax professionals.